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My name is David Duford from buylifeinsuranceforburial.com and chances are you’re watching this video because you’re doing research on guaranteed acceptance whole life insurances policies. The purpose of this video is to give you the much needed information your probably searching for so you that you can make the determination if a guaranteed acceptance whole life insurance policies is right –not just for yourself, but for your family member if you’re searching for them or the people that you would leave behind if you were to pass away.
So let me give you the short version of what guaranteed acceptance life insurance always mean. If it’s a guarantee that they’ll accept you, it’s also a guarantee that you will not be covered for a period of time. Look, think about it this way: the reason is that if they don’t know what your health is, how do they know when you’re gonna die? Meaning-look, some people that can apply for a no questions asked or guaranteed acceptance life insurance plan are on their death bed, or pretty close to it. If the insurance company covers all sorts of people like that –pays a claim out at any time that they die, even if it’s a day after they take it out– the insurance companies gonna go broke because there’s a lot of people that will take advantage of that and the company will not have the financial power to stay in business.
So there’s always some limitations within any guaranteed acceptance whole life insurance policies, or any kind of policy that says it’s no questions asked. And that limitation is a two year natural death limitation. Meaning if you die from any sort or natural causes –not just heart, not just cancer issues, any kind of natural causes– they just will not pay. They’ll refund your money with a little interest, but that won’t nearly get to the amount of coverage that you’re probably trying to get.
This is why it’s important: the bottom line is that we don’t know when we’re going to die. Okay? We don’t know if it’s going to happen tomorrow-I may get done filming this video and die shortly thereafter –I hope I won’t, I probably won’t– just like you won’t after watching this too. But you need to be prepared for anything that happens. And that’s why I’m putting this video together, because guaranteed acceptance whole like insurance policies are not the only option that’s out there.
If you work with a broker like me, I can shop around not to just get you a whole life plan that’s designed never to go up in price, designed never to cancel because of major health, but in many cases if you qualify –and it’s a lot easier than most think– there can be plans that will fully 100% cover you from the first day. And I’ll tell you this: I’ve had people-I’ve had clients I’ve sold insurance too who were fully covered, who have died within the first two years who were perfect shape. I mention this because we don’t know when our final day is going to be. And you need to be prepared and your family needs to be prepared to have the best coverage available.
That’s why I’m here, that’s why my website exists to help people like you so you don’t get put to a situation with a plan like a guaranteed acceptance whole life insurance policies or a no questions asked insurance plan. My name is David Duford and what I would like for you to do now if go down here, click on this link –it will take you to a contact form– there you can fill it out with your information and I will personally reach back out to you to give you some information on what you’re options are for insurance. It’s very simple, there’s no question asked, there’s no-there’s no…well there are questions asked, but there’s no obligation to buying anything. If you just wanna see what you’re options are, that’s why I’m here to help you for.